Keeping up with our expenses from month to month can be a taunting task. In the beginning I felt as if it were impossible to know exactly what needs to be paid and when. And lets just say many bills were paid late. (click on each picture to view a larger image of the chart)
I knew that I needed a way to keep up with our budget. The problem was that I could not find a form that suited my needs. So I decided to create a budget form on my own.
We live off of one income and is on a bi-weekly basis. This form allows me to calculate our total income per pay period and get a grand total amount at the end of each month.
It also helps that I separate our bills into two segments. The list you see above is paid around the first of each month.
And these bills are paid around the 15th. By separating our bills we are able to see more of our income and save more money.
We also have several bank accounts that I needed to keep track of. You wouldn’t believe how many unnecessary bank fees we have avoided by keeping a better eye on our accounts. And have a running tally of our finances from month to month motivates us to keep saving.
Here is a blank copy of this form. In order to save this form for your own use simply click on the picture. A new window will be opened once that window is open you can right click and save this form for your budgeting needs. I hope that it will be as helpful to you as it is to us.